10 of the Best Travel Credit Cards for Budget Travelers

In today’s fast-growing world and rising travel costs, budget-conscious travelers are always searching for new ways to save money on their travels. One of the best and most cost-effective tools is to use travel credit cards. These credit cards can offer some very beneficial rewards, perks and can help you save a lot of money.

In this article, we are going to have a look at 10 of the best travel credit cards for budget travelers. Let’s get into more details right away.

How To Choose Best Travel Credit Cards for Budget Travelers?

When considering any travel credit card, you need to keep these points in mind as budget traveler:

• Annual Fee: Choose a travel credit card with low or no annual fee
• Foreign Transaction Fee: select a card that waive off the international transaction fee
• Rewards and Points: Consider getting a card which offers points on travel and dining.
• Sign up Bonus: Choose a card that gives a signup bonus at start.
• Extra Travel Benefits: Look for a travel credit card that offers travel insurance, TSA pre check and airport lounge access.

1. Chase Sapphire Preferred

One of the most preferred and often considered card by many budget travelers, is Chase Sapphire Preferred. Here are a number of amazing benefits of this travel credit card:

Benefits:

• Signup bonus
• 2X Travel points
• $95 Annual fee waiver – 1^st year
• Very low foreign transaction fees
• Travel insurance coverage
• Trip cancellation/interruption insurance
• Points transferable to multiple airlines and hotels
• 60,000 bonus points after spending $4,000 in first 3 months

All of the above benefits make this credit card an attractive option for those who are looking for travel rewards.

2. Capital One Venture Rewards

If you are looking for simplicity and flexibility, The Capital One Venture Rewards card is the best choice. Here are a number of benefits you would get:

• Earn 2x miles on all purchases
• 1.25 miles per dollar – travel redemption rate
• Points are transferable to all airline partners
• $95 annual fee waiver for 1^st year
• 20,000 miles signup bonus after spending $500 in first 3 months.
• Travel accident insurance

This is one of the most suitable options for budget travelers.

3. Wells Fargo Autograph

For those travelers who are looking for an effective saving card with no annual fee option, the Wells Fago Autograph is the perfect option to choose. Here’s why a budget traveler should choose this card:

• 3% Cashback on travels, dining, gas stations and streaming services
• No foreign transaction fees
• 20,000 bonus points when you spend $1,000 in buying and purchases
• You can earn 1X points on other purchases too
• 0% intro APR for 12 months
• Cash disbursement if you have any emergency
• Card replacement

So, this card would be a very good choice for budget travelers. You can save on travels, flights, hotels and dining.

4. Bank of America Travel Rewards

If you are looking for extra flexibility on spending and ease to use the card on airlines and hotels without no annual fee, Bank of America Travel Rewards is the pleasant option for you.

Here are some of the amazing benefits you can enjoy while using this card.

• Avail 25,000 online bonus points offer
• 1.5 points for every $1 you spend
• No annual fee
• No foreign transaction fees
• Redeem points can be used when booking flights, hotels, dining, luggage check and rental cars.

You can check their website for more details about Bank of America Travel Rewards card.

 5. Discover it Miles

The Discover it® Miles is a very effective and efficient way for travelers who don’t want to spend a lot of money on purchases. Here are some of the reasons and benefits why you should be choosing this card:

• No annual fee
• 1.5x Miles on every dollar of every purchase
• No minimum spending
• Use this card at Amazon and PayPal
•  Turn Miles into cash
• 99% nationwide acceptance

If you are traveling abroad, you may want to keep this card with you and use it whenever you need the cash to earn extra rewards and bonus points.

6. Citi Premier Card

If you are seeking for credit card with a robust rewards structure, The Citi Premier is the smart choice. Explore below some reasons you choose this card:

• Earn 75,000 bonus points after spending $4,000
• Earn a total of 10x points per $1 spent on hotels, supermarkets, car rentals, and attractions
• Earn 3x points per $1 on air travel and other purchases
• No Foreign Transaction Fees
• No cash advance fee

So this card can be your best traveling buddy to manage your expenses without worries.

7. American Express Green Card

American Express Green Card is an exclusive option to manage your traveling cost. It gives cardholders the capacity to earn bonus points in several spending of different categories.

Here are some main points why should you choose this card:

• $199 CLEAR® credit
• $100 LoungeBuddy credit
• Extended warranty
• Reward or bonus points
• Membership Rewards
• No foreign transaction fees
• No Annual Fee
• 3X points on travel purchases, including airfare, car rentals, hotels, and home shares.
• 1X points on all other eligible purchases.

For more details about the American Express Green Card, you can check their website and get knowledge about rewards and points.

8. U.S. Bank Altitude Go Visa Signature Card

Open the door to better credit with U.S. Bank Altitude Go Visa Signature Card and get rewards on everyday spending. Here are some reasons behind opting for this super card.

• Earn 20,000 Bonus Points
• No Annual Fee
• Streaming Bonus
• 4x Points On Dining
• $15 Streaming Service Credit After 11 Months
• First-Year Bonus +20,000 Points
• $15 Annual Streaming Service Credit.

So, make your travel even or luxurious with the U.S. Bank Altitude Go Visa Signature Card and enjoy the ultimate benefits.

9. Capital One SavorOne Cash Rewards

The Capital One SavorOne Cash Rewards card is a solid choice for international travelers. It is the best option for those who don’t want to spend a lot of money on travel.

• ​No Annual Fee
• No Foreign Transaction Fees
• 24-Hour Travel Assistance
• 0% Intro APR Offers

10. Chase Freedom Flex

The Chase Freedom Flex stands out with its rotating 5% cashback nature. Here are some main things that you should know:  

• 5% Quarterly Bonus Categories.
• $0 Annual Fee
• Earn Up to $500 Cashback Per Year
• Earn A $200 Bonus
• No Annual Fee
• Low Intro APR
• Cash Back Rewards Do Not Expire

Chase Freedom Flex is one of the most suitable options for enjoying travel on a budget.

Final Thoughts

Remember, the best travel credit card for budget travelers depends on the traveler’s needs and spending habits. A credit card that offers high reward points might be good for a traveler who is a foodie, rents cars and stay at a lot of hotels.

By considering all the above travel credit card options, choose a credit card that best suits your needs or according to your requirements for your next travels. Whether you are planning a romantic gateway or round-the-world adventure, the right credit card can definitely help you save a lot of money on your spending and purchases while traveling internationally.

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